Are you living in Tennessee and are turning age 65 and need to look into what Medicare options you have?  Or maybe you are disabled and have qualified for Medicare Parts A & B and need a supplement.  At Cornerstone Brokerage, we have hundreds of clients that we have helped navigate the Medicare market.  Finding the most affordable Tennessee Medicare Supplement or Advantage plan is what we do.

It is a process that can be overwhelming.  Before choosing a Medicare supplement of advantage plan, you need to review your doctor list, medications, and find a plan that addresses all or most of your needs.  We can help.

Did you know that Medicare Supplements fill the “gaps” in Original Medicare Plan coverage, and help pay some of the health care costs that the Original Medicare Plan doesn’t cover?

Medicare Supplements, also known as Medigap Insurance, are regulated by the state and federal government, while other insurance products are governed only by the state. So before you buy Medigap Insurance, you should know what it can do for you.

The ABC of Medigap Insurance

• There are standardized Medicare Supplement Plans (from A to N) that cover all the states in the U.S
• Each Letter Plan has a different set of basic and extra benefits
• All insurance companies must sell Plan A and B as a rule of law
• Following the standardized models, as an example, all plan F plans should offer the same benefits, the rates will differ from one company to another though.
• Medicare Supplements do not cover for your spouse’s health care costs. You and your spouse must buy separate policies.
• If you are covered under a group health insurance plan, you don’t need to buy Medigap Insurance but may choose to have Medicare only.
• All plans may not be available in all areas, including the state where you live

Find out how we can help you with a Tennessee Medicare related Insurance plan that best covers your health care costs. Simply send us an email, simply fill out our no-obligation Quote Form or call us now.